Financial Services

Secretariat’s Financial Services group provides expertise and assistance to lenders across a broad spectrum of businesses. We collaborate with banks, non-bank mortgage lenders, credit unions, captive auto finance, subprime auto, insurance companies and entities involved in alternative financing products. They all face many of the same challenges in today’s lending environment – increased regulatory pressures, operational scrutiny, disruptive technology, new forms of competition and consolidation.

Our consultants have extensive experience as executives in the financial services industry as well as having performed numerous engagements assisting clients in growing their businesses and addressing complex issues. Our expertise in regulatory matters, as well as in finance and operations, enables us to work with our clients and provide cost-effective execution to resolve issues and add to their success.

We have acted as the Independent Consultant in regulatory matters, worked with clients to improve processes to preempt regulatory issues, served as Project Managers on numerous accounting/finance and operations projects from systems implementation to portfolio valuations and provided risk analysis in a variety of areas.

REGULATORY COMPLIANCE & ENFORCEMENT CAPABILITIES

  • Independent Consultant Appointments
  • MRAs, MOUs, Examination Findings and Consent Order Assistance
  • FCRA, RESPA, TILA, FDCPA, TCPA, HMDA and other regulatory consulting
  • Advance Preparation for Regulatory Examinations
  • Addressing the Expanding Role Played by State Regulators

FAIR CREDIT REPORTING ACT / METRO 2 CAPABILITIES

  • Metro 2 Data Analytics
  • Policy and Procedure Review against Appendix E
  • Tradeline Testing and Recalculation
  • Dashboards and Executive Reporting
  • User Acceptance Testing and Systems Implementation

GOVERNANCE AND RISK CAPABILITIES

  • Enterprise Risk Management
  • Financial and Treasury Management
  • Internal Controls Review
  • Operational Reviews
  • Interest Rate Risk Analysis

FINANCE AND ACCOUNTING CAPABILITIES

  • Transformation and Improvement
  • Transaction Support
  • Financial Reporting and Analysis
  • Technical and Operational Accounting
  • Treasury Operations

PROJECT MANAGEMENT CAPABILITIES

  • Project Management Office
  • Program and Project Management
  • Transaction Due Diligence
  • Change Management
  • IT Systems Analysis

MORTGAGE OPERATIONS CAPABILITIES

  • Lending Operations
  • Loan Servicing Operations and Transactions
  • Secondary Marketing
  • Business Intelligence
  • Warehouse Lending Reviews
Representative Experience

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